Brokerbility is an independent broker group, bringing together a select number of well managed, highly ethical, like minded brokers into an organisation whereby, it now has a significant distribution channel presence in its sector.
Our strategy is to legally and financially associate ourselves with the best Independent provincial brokers in the country with the highest ethical and commercial standards.
Any Group company must have been able to demonstrate its ability to manage and control their business fully as a pre-requisite for consideration before they joined the Group.
All of the brokers within the organisation were selected because they could demonstrate that their beliefs and business practices were in accordance with these six key elements.
- providing client tailored insurance solutions
- ethical practice
- maintaining and enhancing our marketplace reputation
- providing the very highest quality customer care
- treating our customers fairly
- continued and sustained growth, generic and by acquisition
The overall goal for the organisation is to support the brokers within the group to make them fitter and stronger independent brokers in the business segments that they operate in. Brokerbility member exclusive scheme access
As Brokerbility Group members IFM Insurance Brokers Ltd also has access to a wide range of schemes exclusive to fellow members operated by fellow members these include –
- Syndicate shoot cover
- Barristers Chambers scheme
- Credit Insurance scheme
- Individual & Group accident & sickness scheme
- Children’s nurseries scheme
- Occupational Healthcare scheme
- Golf clubs and ranges scheme
- Caravan & motor Home dealers scheme
- Child care home scheme
- Motorcycle dealers scheme
- Caravan & holiday park operators scheme
- Design & build professional indemnity scheme
- Home builders construction scheme
- Farm combined, livestock and farm vehicles scheme
- Horticultural combined scheme
- High and medium net worth contents schemes
- Private equine horse & rider scheme
- Motorised horsebox scheme
Brokerbility Information Gateway (BIG)
The wide range of exclusive products with many unique features, covers and benefits on BIG have been developed to complement our broking style. Underwriter relationships forged over many years are retained and the technology is there to enhance the existing process, not replace it, except in the case of smaller straight forward business which can be auto rated. Many systems stop when it comes to complex risks that cannot be auto rated but BIG is designed to help you by allowing us to help the underwriters agree terms over the phone or face to face and then deal with the administration with no fuss.
Bricks & Mortar – for residential and commercial property owners large & small. Available exclusively to Brokerbility Group Companies via BIG, Bricks & Mortar will accommodate the majority of your commercial and residential property owners business.
The policy wording is an enhanced with a number of increased limits and additional extensions which came about as a result of lengthy research and some valuable input from Property experts around the Brokerbility Group.
eXcess liability – available exclusively to Brokerbility Group Companies via BIG, eXcess Liability offers annual cover with options of Employers Liability and/or Public/Products Liability.
Excess Motor Third Party Property Damage is available as an extension to the PL/Products section.
Indemnity pro- available exclusively to Brokerbility Group Companies via BIG, "indemnityPro" has a core cover of Professional Indemnity with options to include Public and Employers Liability.
It is aimed at SME business with fees of up to £500,000 or turnover of up to £2,000,000. suitable for:- Accountants, Architects, Surveyors, Advertising/Media, IT, Design & Construct, plus a Miscellaneous wording covering more than 40 trades.
Computer - available exclusively to Brokerbility Group Companies via BIG, Computer has core covers for Hardware, Portable Equipment, Loss of Information, Increased Costs of Working and E-Risk (Virus & Hacking).
It is aimed at all sizes of risk from the smallest at £250 minimum premium up to £2,000,000 hardware sum insured and beyond (on referral to U/W). A survey will only be necessary where the sum insured at any one location exceeds £150,000.
Boardroom Exec – We selected a solus carrier because of their pedigree in this area. The rates are competitive and flexible, the wording is market leading and the claims reputation second to none. In all areas this exclusive BIG product is first class and the carrier has a commitment to maintaining this position.
Lifeline Exec – Another contract unique to Brokerbility Group Companies via BIG, Lifeline Exec offers options for Personal Accident only, Travel only, Personal Accident and Travel or Travel only with PA cover.
Office pro - is an office/surgery package policy with host of enhanced covers, benefits and exclusive rates underwritten by a class leading insurer. It is designed for a whole spectrum of offices and medical and veterinary professions. It can accommodate UK based individuals, partnerships, Ltd or LLP companies.
Trade pro - tradePro is a package policy for the small business. It can accommodate individuals, partnerships, Ltd or LLP companies with up to 20 people (professional trades) and 12 people (other trades including contractors). It is again exclusive to Brokerbility Group Companies and has a range of enhancements above most market contracts and an exclusive rating structure giving very competitive rates.
Commercial Combined – a market leading Combined wording has been significantly enhanced to give Brokerbility yet another high quality exclusive product. Underwritten by a renowned and respected insurer with a reputation for security and service.